Paydayaz.com (also referred to as ‘Company’ or ‘Site’). It notifies you (also ‘You’ or ‘Your’) about our services, how we collect, use, and share Your information. Your use of this Site and sharing Your personal information constitutes an agreement with these policies. Please read this Policy in full before using this Site. Use of this Site constitutes the acknowledgement that You have read, understood, and agreed to this Policy and all other policies as presented on this Site. If you are not in agreement with this Site’s Policy and this Company’s terms and conditions, do not use this Site. Changes may be made to this Policy at any time.
WHAT DOES (doing business as ) DO WITH PERSONAL INFORMATION PROVIDED BY YOU?
Financial companies make their own choices about how they will share your personal information. However, federal law gives all consumers the right to limit some of, but not all sharing. Federal law also requires financial companies to tell you as a consumer how we collect and share, and how we protect your personal information. Please read this notice carefully to understand what we do and why.
The type of personal information we collect and share depends on the products or services you have with us. Typically, this information can include:
Checking account information and Social Security number
Income and transaction history
Account balances and credit history
All financial companies have the need to share their customers’ personal information in order to run their everyday business. In the below section, we list all the reasons financial companies have the ability to share their customers’ personal information; the reasons chooses to share this information; and whether you have the ability to limit this sharing.
You cannot limit the sharing of your personal information for everyday business needs – to process your transactions, maintain your account(s), respond to legal investigations and court orders, or report to a credit bureau. Your personal information also cannot be limited for any of the following; for marketing needs – to offer our services and products to you, for joint marketing ventures with other financial companies, for affiliates’ everyday business needs – info about your transactions and experiences. You can limit the sharing of your information for the following; for affiliates’ everyday business needs – info about your creditworthiness, for our affiliates to market direct to you, for non-affiliates to market direct to you.
TO LIMIT OUR SHARING
Visit us online: .
If you are a new customer, we are able to begin sharing your information 30 days from the date we sent you this notice. When you are no longer a customer of ours, we can continue to share your information as described in this notice.
However, you are able to contact us at any time to limit what we can share as tabled above.
OTHER IMPORTANT INFORMATION
By using this Site and its services, you are allowing the Site to collect “personally identifiable information” and “non-personally identifiable information” from You. These types of information are described below:
Personally Identifiable Information
paydayaz.com Use of this Site requires You to provide certain ‘Personally Identifiable Information’. Your unique data allows for communication and identification. This information may include, but is not limited to: your name, date of birth, telephone number, physical address, Social Security number, driver’s license number and state, email address, employment information, active military information, information about home ownership, citizenship status, frequency and amount of paychecks, and your banking information.
Non-Personally Identifiable Information
paydayaz.com Use of this Site provides us with anonymous ‘Non-Personally Identifiable Information’ which may include, but is not limited to: Internet Protocol address, Internet Service Provider, operating system type, and browser type. This information may be obtained directly through the use of ‘cookies,’ data sent to Your computer when visiting a website. The disabling of cookies may prevent access to certain areas of this Site. This Company has no control over cookie technology. This information may be summarized and shared with third parties for the analysis of trends and statistics and is in no way linked to your Personally Identifiable Information.
How Information is Shared with Third Parties
Use of this site authorizes this Company to share the information that you provide with third parties and affiliates. Sharing of Your information with this Company gives us Your permission to share this information with our network of third party lenders and lending partners so that they may begin the request process. Third party lenders and lending partners may use your information in one of several ways. It may be used to offer you a loan, offer other business services, or provide marketing information. Your information may also be shared with other third party list managers and marketers. Each of these parties has its own policies for collecting, using, and sharing your information. Once your information is shared, this Site is no longer responsible for their handling of your information.
The Company reserves the right to share the information that you provide in response to a legal process, to prevent or remedy fraud, in the instance that this Company is sold, acquired, or undergoes bankruptcy, to make improvements to this Site, in the event that you violate our Policies and/ or Terms & Conditions, or when and where this Company deems it to be necessary to protect this Company’s rights and its assets.
In addition, this Site may allow advertisements from third party lenders, lending partners, and other advertising partners. These companies may employ their own technologies (including ‘cookies’) to track and collect information regarding their advertisements. This Site does NOT provide personally identifiable information to these third party advertising partners.
How Information is Used
The information that You provide allows us to pair you with a participating third party lender or lending partner, either in our network of lenders and lending partners or those with whom we have a business relationship. This information also allows us to review your request, provide accurate customer service, communicate with you by mail, email, telephone, or mobile devices regarding our services (either our own or those of third parties), in the enforcement of our Policy and Terms & Conditions, or to do any other service described to you on this Site. Your Social Security number and bank information may also be used to verify Your identity in order to protect against fraud.
How Information is Secured
This Site uses a number of security measures to protect Your personal information from unauthorized retrieval, use, disclosure or destruction. This includes both digital and physical information. This Site uses SSL (Secure Socket Layer) encryption, stores personal information on secure servers, and utilizes password protection.
Although we take precautions to protect Your information, the storage or transmission of data cannot be guaranteed. As such, this Site cannot guarantee your data, either in storage or in transmission. Accessing this site is done at Your own risk.
If a security breach does occur which affects Your Personally Identifiable Information, you will be notified along with any responsible agencies as dictated by law. Notification may take place in the form of an email. This notification could be delayed by law enforcement in order to conduct an investigation and enact further security measures.